Interest Rate Break
Improved Credit Scores May Give You a Break on Your Interest Rate
O Bee Members who work to improve credit scores may be rewarded with a lower interest rate on their credit card at O Bee.
To recognize Members making gains towards improving credit scores, we periodically look at credit history with an eye toward lowering their credit card annual percentage rate (APR).
When you pay your bills on time, pay off past debt, and keep a low balance on your credit card, you may earn a lower interest rate on your O Bee credit card (unless you're already getting our lowest rate). All these efforts are things that contribute to an improved credit score, and we take notice
We Succeed When You Succeed
As a Member-owned cooperative, we exist to serve our Members. We succeed when you succeed. We will aim to do all we can to help you along the way. What is your part? Continue to work towards healthy financial habits. If you have a qualifying credit card and meet our requirements, we'll lower your annual percentage rate (APR) automatically and send you a notification.
Understanding Your Credit Score
Your credit score is a 3-digit number that estimates how likely you are to pay back borrowed money and pay bills. Credit scores mean a lot. A good to excellent credit score (690 - 850) could save you hundreds of thousands of dollars over your lifetime. Credit scores are calculated from information about your credit accounts that are made available to credit reporting agencies. Securing low rates on mortgages, auto loans, and other financing largely depends on a good to excellent credit score. Building good credit is an essential step in your financial health
Contact us as soon as possible to report your debit or credit card lost or stolen, or if you need to report fraudulent activity.
We welcome Pabst Brewing Co employees and their families in California, Texas, and Washington by offering banking services at great rates. Become a member today!
Apply for a credit card with no annual fee and the iconic Lone Star card design. Choose from Visa Low Rate or Rewards. No annual fee. No transfer fee.
Apply for a credit card with no annual fee and the iconic Pabst Blue Ribbon card. Choose from Visa Low Rate or Rewards. No annual fee. No transfer fee.
Apply for a credit card with no annual fee and the iconic Washington design. Choose from Visa Low Rate or Rewards Credit Cards. No annual fee. No transfer fee.
If high-interest credit card debt has been putting pressure on your budget, it might be time for a smarter move.
O Bee Members who work to improve their credit score may be rewarded with a lower interest rate on their credit card at O Bee.
Apply for a checking account or a credit card with no annual fee and the iconic Rainier Beer logo.
Earn points towards merchandise and travel when you use your Rewards credit or debit card to make purchases.