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O Bee is a Member-owned credit union. When you open any account with O Bee (checking, savings, loan) you become Member-owner of a not-for-profit credit union, which means our profits go back to you, in the form of better rates and fewer fees.
Credit unions focus on serving the financial needs of our Members, not on making a profit. Banks? Not so much. We don’t have stockholders. That’s why credit unions rock and why more than 140 million other Americans just like you belong to credit unions. So be a part of this and become a Member of O Bee today.
O Bee is a cooperative, not-for-profit financial institution. The structure of credit unions inherently holds us accountable to you and to other Members. We do not have stockholders. We do not engage in risky practices to meet stockholders' profit demands. O Bee does not trade in cryptocurrency. Additionally, as a not-for-profit cooperative, Member deposits are invested back to our Membership in the form of better rates and lower fees.
X Expensive Fees?
X Unpleasant Statement Surprises?
X Just being a number?
X Feeling you're not in control of your money?
Credit unions focus on serving the financial needs of our Members, not on making a profit.
Banks? Not so much.
2025 has been a banner year for us, and it keeps getting better! We are proud to announce that O Bee Credit Union has been awarded the following honors:
These awards continue our long-standing tradition of excellence. In 2023, the Seattle Times named O Bee the Best Credit Union in the PNW, and Forbes previously recognized us as the Best Credit Union in Washington State.
Apply Online
You can start the process today in the comfort of your home
Download the App
Access your account with our fast and easy-to-use mobile app
Visit a Branch
To make your first deposit and get your card printed instantly!*
* You read it right! With insta-print, you don't need to wait 7-10 business days to get your debit card in the mail!
Anyone lucky enough to live or work in Washington State is eligible for membership. It's just another highlight of living here: Mt. Rainier, the Seahawks, and O Bee membership – heck, living in Washington has tons of perks!
The Washington Visa Credit Card only at O Bee
