Credit Cards

Two Credit Card Options: Classic or Rewards

Our cards are more than just iconic. You can choose from our Classic Card with a low rate, or our Rewards Card that earns reward points for merchandise and travel. Apply today! No annual fee, low rates, and super benefits make our Visa credit card the smart choice.

Cards with Panache

Five Iconic Card Design Options***. Our remarkable cards honor our rich history as the Original Credit Union of the Olympia Brewery. Welcome to Pub Style Banking!

Interest Rate Break Program: You may qualify for a lower interest rate on your O Bee credit card. 

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Rewards Program

With the ScoreCard™ Rewards Program, you get points every time you use your Rewards Credit Card for purchases. Earn one point for every dollar spent.+ Redeem points for brand-name merchandise and exciting travel offers through our ScoreCard™ Rewards Program. This card works double time.

• ScoreCard™ Rewards are good for merchandise and travel
• Get 10,000 bonus reward points the first time you use your card for a purchase. Wow!
• Earn 1 point per $1 spent (purchases only)+
• Get instant fuel price rollback at the pump and save 50¢ per gallon, up to 20 gallons
• Get merchandise with as little as 10,000 points
• Combine points with your Visa Debit Card too
• Families can combine points for bigger rewards!
• Five Iconic Card Design Options***: Washington State, Pabst Blue Ribbon, Oly Gold, Rainier or Lone Star

More About Rewards

+Cash advances and ATM withdrawals do not earn any reward points.

More Visa Features & Benefits:

Low Minimum Payments: Your required minimum monthly payment is just 2.5% of your outstanding balance.

Balance Transfer: Pay off high-interest credit cards from other financial institutions by transferring the balance to a low-interest O Bee Visa card. There is no balance transfer fee.

Cash Advances: Any time you need cash—at home or while traveling—just stop by any bank, credit union or ATM displaying the Visa symbol and you can get the cash you need with a Visa cash advance. There is no fee for a cash advance. You also can use O Bee’s Mobile App or Online Banking to transfer a Visa cash advance to your savings or checking account.**

EMV Smart Chip Technology: Smart Chip Technology adds an additional layer of security when you use your credit card. Chip cards are more secure because they generate a unique code for each transaction. That code cannot be used again. This greatly reduces fraudulent activity on your card. Additionally, Smart Chip Technology allows you to upload your cards to your phone's Mobile Wallet for even more ease of use.

Card Controls: Card Controls allow you to block and unblock your Visa Credit Card or Visa Debit Card at any time, offering you additional security at your fingertips. When a card is blocked, transactions will be declined on that card. However, recurring payments may continue, and credits will still be allowed. Unblock your card and all transaction types will be allowed again. Card Controls are conveniently located within the O Bee mobile app.

Enhanced Fraud Monitoring
We provide enhanced fraud protection to safeguard your card account information against fraud and theft. Our Fraud Service Center monitors unusual activity to ensure your information remains safe and secure.

Subject to membership eligibility requirements and credit approval.
*Annual Percentage Rate. 
**Interest accrues immediately on all cash advances.
***Pabst Blue Ribbon, Rainer, Lone Star, and Celadon cards available only to those 21 and over.
+Cash advances and ATM withdrawals do not earn any reward points.

Five Iconic Card Design Options***

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