CLEAN ENERGY AUTO LOANS
- RATES AS LOW AS 4.49% APR* after 84 Months Receive .25% interest rate reduction on a Clean Energy Car Loan *Annual Percentage Rate Rate Effective 6/4/2026.
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When you go green with your car, we give you more green back. Pick a hybrid, electric vehicle or a vehicle that is U.S. EPA certified SmartWay and we will reward you with a .25% discount on the APR (Annual Percentage Rate). Plus we offer 100% financing** and repayment terms from 6 to 84 months.* Don’t wait—take a look at our new and used green rates here. Want to learn more about clean energy cars? Go here.
Guaranteed Asset Protection (GAP)
An added benefit available to Members who choose to take out an auto loan through O Bee Credit Union. If the loan balance on your vehicle is greater than the vehicle’s value, Guaranteed Asset Protection (GAP) will protect your investment and help to cover what your vehicle insurance does not.
Mechanical Breakdown Protection (MBP)
We have several different Mechanical Breakdown Protection (MBP) plans available to provide you with nationwide protection on both new and pre-owned vehicles.
Car Loan Insurance
An automobile is one of the largest investments we will make in our life. Automobile insurance is required to protect that investment. Please click here if you have received a notice from O Bee requesting auto insurance verification.
* Based on financing and loan amount
** On Approved Credit
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